People often wonder what a mortgage advisor does in the house buying process and why they’re integral when it comes to purchasing a home. With a wealth of information at your fingertips online, it can make you question why should you get a mortgage advisor? Why not just do it yourself?

You may be tempted to go without one, but there are many legalities and processes you will need to take into account. By knowing the mortgage advisor’s role when it comes to buying a house, it will help you understand the process and what to expect when dealing with mortgages and lenders.

What are the benefits of using a mortgage advisor?

In a nutshell… complete peace of mind!

Without a mortgage advisor, not only would you personally have to undertake meticulous lender criteria checks, affordability calculations and many documents, but you would also be required to have a lengthy 2 - 4 hour meeting with the lender’s mortgage advisor in your local branch. 

Many checks and details are required for your mortgage application, and if any are overlooked, it can be declined which would mean hours of your work will go to waste. 

How a mortgage advisor can help is by ensuring the process is done as efficiently as possible - they have the tools which automatically check lender criterias and affordability quickly. Combined with TW Mortgages’ vast experience, it means you’re more likely to get a positive result with the best lender for your circumstances a lot faster.

TW Mortgages offers FREE mortgage advice and application service meaning we can help you with your mortgage needs without costing you a penny. We get our commission from the lender you select, so we offer our personal mortgage advisor service free of charge. 

You may be able to sort your mortgage process yourself, but due to the volume of paperwork and box ticking, mortgage advisors like us will make the experience a whole less stressful. And, well, we’re free to use so you have nothing to lose!

Buying a house is exciting, so we help to keep it that way by ensuring you’re not bogged down by the mountains of paperwork and details.